CentZero
C E N T Z E R O

Never pay a credit
card fee by mistake.

CentZero tracks every Hong Kong and Taiwan card's annual fee, reminds you before you're charged, and gives you the exact hotline and keypad sequence to waive it.

下載 · Get on App Store
Available on iOS · Android coming soon

Fee reminders

Every card, scheduled per charge date. Push before you get hit, in HKD or TWD.

Step-by-step waiver

Hotline numbers, IVR keypad sequences, in-app routes — curated bank by bank.

Points & miles expiry

Asia Miles, KrisFlyer, COSMILE, yuu, and 30+ programs — sorted by what expires first.

Private by default

No card numbers, no PINs, no bank credentials. Only the fee amount and month.

Two markets, one app.

Toggle between Hong Kong and Taiwan from any screen.

Hong Kong

12 banks · 53 cards

HSBC, Hang Seng, Standard Chartered, Citibank, BOC, BEA, Amex, DBS, CITIC, CCB, BCM, ICBC.

Taiwan

9 banks · 62 cards

中國信託, 國泰世華, 玉山, 台新, 台北富邦, 兆豐, 第一, 華南, 匯豐台灣.