What does the 'policy administration charge' in an ILAS policy typically refer to?
A. 投保時一次性支付的費用
B. 保單的死亡賠償費用
C. 保險公司定期從保單價值中扣除，用於支付日常行政管理開支的費用
D. 投資基金的管理費
A. A one-time fee paid at inception
B. The cost of death benefit in the policy
C. A fee periodically deducted from the policy value by the insurer to cover ongoing administrative expenses
D. The management fee of the investment fund
顯示答案 / Show Answer
正確答案 / Correct Answer: C
保單管理費是保險公司定期（通常為每月）從保單價值中扣除的行政費用。
此費用用於支付保單管理相關的行政開支。
ILAS 的費用結構複雜，包括保費分配費、保單管理費、死亡保障費、基金管理費及轉換費等。
The policy administration charge is an administrative fee periodically (usually monthly) deducted from the policy value by the insurer.
This fee covers administrative expenses related to policy management.
The fee structure of ILAS is complex, including premium allocation charges, policy administration charges, mortality charges, fund management fees, and switching fees.